Actuariat suisse anti aging

actuariat suisse anti aging

Many people inside and outside the World Bank supported the confer- ence preparation and the revision and editing of the papers. We would like to thank in particular Louise Fox, Estelle James and Peter Orszag for their conceptual inputs and editorial support; David Ellerman and Joanne Lee for their help in organizing the conference; the participants in the confer- ence for their comments on the papers presented; and Ian Mac Arthur for organizing and handling the revisions and editing of the conference vol- ume in such a superb manner.

At the time his paper was written he was with the Fiscal Affairs Department. He has published widely on German and international pension reform issues. Sarah Brooks is a graduate student in political science at Duke University. Her research in international and comparative political economy centers on the politics of institutional reform in developing countries.

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Her disser- tation examines the political economy of pension reform in Latin America. Paulette Castel has been working for the World Bank since in the area of poverty reduction and economic management in transition economies.

She holds a doctorate in economics from the Sorbonne, Paris.

Ü Z L E T I J E L E N T É S A N N U A L R E P O R T - PDF Free Download

Castel advised the government of Kyrgyz on the reform of its pension system. Jose Cuesta is an economist at the Oxford University conducting research on the impact of social transfers—education and health—on income dis- tribution and labor supply in Chile. He has written extensively on pension reform in Chile and in the last decade has worked on pension reforms in Egypt, Romania, Macedonia, and many Latin American countries.

Kshama Fernandes, of Goa University, has worked on the issues of index fund management, performance comparisons between active and passive management, and VAR estimation in equity and currency markets.

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She has provided policy advice to governments and led teams involved in policy analysis and preparation of investment projects sup- porting social sector reform. Her research has examined poverty, income distribution, and adjustment in Brazil; female-headed households and child welfare; and social sector reforms in transition economies.

actuariat suisse anti aging

Joaquin Gutierrez is currently manager of the Latin American Group of the Bank of Spain, in charge of supervising the overall activities of large Spanish conglomerates in Latin America.

His respon- sibilities included bank restructuring, development of legal and regulato- ry frameworks for banking and banking supervision, and the creation of training programs for country supervisors.

New Ideas about Old Age Security: Toward Sustainable Pension Systems in the 21st Century

From to he was bank examiner in the Bank of Spain, which involved all core supervisory func- tions: off-site surveillance unit team leaderexamination inspector chiefand policy research leading to regulatory development. Actuariat suisse anti aging ment of Labor.

He has published widely on pension issues and has been involved in pension reforms in many countries.

actuariat suisse anti aging

He is on leave of absence from the University of Saarland Germany where he is professor of economics and director of the European Institute. Her recent research has focused on social security reform, including the political economy of the reform process, adminis- trative costs of individual account systems, and the impact of population aging on health care systems.

Her work is supported by the John D. She was formerly an economist at the World Bank.

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His research focuses on pensions, personnel economics, and social insurance. Peter R. Orszag is president of Sebago Actuariat suisse anti aging, Inc.

Before founding Sebago Associates, Mr. Orszag served as special assistant to the president for economic poli- cy at the White House.

actuariat suisse anti aging

Palacios is senior pension economist at the World Bank. Palacios has written extensively on topics in pension reform. He has also been involved in pension reform oper- ations in many countries, having worked for several years with the Hungarian government on their pathbreaking pension reform in He is currently working in Korea and India and manages a working paper series called the Pension Reform Primer. The Primer papers and notes can be found at www.

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He received a doctorate in eco- nomics from Stockholm University. He has worked as an adviser on pension reform in countries such as Actuariat suisse anti aging, Latvia, Poland, and Russia.

Truman was trained at the University of Oxford and has worked on social security and pension reform projects in Argentina, Uruguay, Mexico and Brazil.

Since then, Mr. Ajay Shah, of the Indira Gandhi Institute for Development Research, works in the areas of index construction, index funds, risk measurement, market microstructure, policy issues in securities markets, and pension reform. Joseph E. Stiglitz currently works at the Brookings Institution.

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He was for- merly senior vice actuariat suisse anti aging of development economics and chief economist at the World Bank. From June until he joined the World Bank, Mr. Previously, Mr. Salvador Valdés-Prieto is professor of economics at the Catholic University of Santiago de Chile and one of the Latin American key researchers on pen- sion issues. Congressional Budget Office.

actuariat suisse anti aging

Walliser received a doctorate in economics from Boston University in and a Diplom-Volkswirt degree from Kiel University, Germany, in Introduction Robert Holzmann and Joseph E. Stiglitz Policymakers across the globe are struggling to adapt their pension sys- tems to the reality of aging populations, globalization, and tightening bud- gets. The World Bank is actively engaged in supporting these policymak- ers, from helping them to identify the economic and demographic challenges facing their countries to highlighting potential policy respons- es and providing implementation support.

Averting the Old Age Crisis, published inadvocated a multipillar approach to pension reform. The multipillar system includes an unfund- ed mandatory pillar, a funded mandatory pillar, and a voluntary private pillar.

This led to a spread of multipillar pen- sion systems, which many countries throughout the world have adopted, including Argentina, Bolivia, Columbia, Hungary, Kazakhstan, Latvia, Poland, Sweden, and Uruguay. For example, in Lithuania, the World Bank helped the government fashion and implement a relatively modest pay-as-you-go scheme with a redistributional formu- la; continues to work with the government in developing the regulatory framework for voluntary supplementary schemes; and has left to the future the decision of a mandatory funded pillar.

The Bank suggests a similar route for the old Bulgarian, the young Korean, and the nascent Thai unfunded schemes. In Kazakhstan the reform completely replaced the pay-as-you-go scheme with a funded scheme, and Bolivia, Mexico, and Peru are adopting a similar approach. The reforms in Argentina and Costa Rica favor a two-pillar approach.

While helping countries to design and implement pension reforms, Bank staff encountered many issues that required looking anew at basic old questions and addressing many new ones.

The conference, New Ideas about Old Age Security, and this resulting volume examine global issues on pension reform that help put in perspective three major sets of pension reform questions.

actuariat suisse anti aging

Perhaps most prominent but also least understood are the economic policy ques- tions regarding the economic circumstances that are most conducive to the initiation of a reform and to its eventual success. Equally important are questions relating to the coverage of the labor force under a reformed sys- tem.

While it was expected that a reformed system would induce workers in the informal sector to join the formal sector since distortions were pre- sumably reducedthese expectations have not been realized in most instances. Other questions concern the distributive effects of reformed sys- tems with respect to generation, income group, and gender.

Ü Z L E T I J E L E N T É S A N N U A L R E P O R T

A second set of questions is linked with a move toward funded provi- sions under a multipillar approach. A related set of concerns involves the cost of annuitizing accumulated assets upon retirement. As a result of such volatility, the replacement rate dur- ing retirement for a given contribution rate during a working career may differ substantially among individuals contributing and retiring at differ- ent times.

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